Curiosità

Come difendersi dalle truffe online: alcuni consigli pratici

In questa era digitale, l’infrastruttura di vendita del nostro paese si sta rapidamente spostando dalle carte di credito allo shopping con un semplice click. Le opportunità ed i vantaggi per ognuno di noi sono chiari: possiamo risparmiare tempo, denaro e ci sono maggiori possibilità di scelta per prodotti ancora migliori. Ciò che non è chiaro è il rischio personale e l’esposizione che ogni consumatore assume quando acquistiamo anche solo una maglietta da negozi online. Come possiamo quindi proteggerci?

Sapere è potere! Ecco alcuni fatti chiave:

  1. Gli hacker informatici non cesseranno mai di esistere, purtroppo per noi comuni consumatori;
  2. Gli hacker stanno diventando sempre più sofisticati nel penetrare i firewall delle aziende;
  3. Attualmente ci sono almeno sei grandi commercianti al dettaglio che si occupano di attacchi informatici ai loro dati;
  4. Le aziende non permetteranno al pubblico di conoscere una violazione della sicurezza informatica fino a quando non ci saranno prove concrete di una violazione.

Ed ecco cosa puoi fare in futuro per proteggerti:

Impostare un giorno alla settimana per monitorare gli estratti conto della carta di credito

Un suggerimento che può sembrare ovvio è quello di rivedere attentamente gli estratti conto della carta di credito non appena li ricevi. Ma una volta al mese significa che potrebbero essere trascorsi 29 giorni prima di notare un comportamento fraudolento. Imposta un giorno specifico una volta alla settimana per rivedere la tua situazione economica. Quando riesamini la tua bolletta, se qualcosa di spicco è discutibile o sospetto, fai immediatamente delle indagini per stabilire se si tratta di uno dei tuoi acquisti autorizzati.

Iscriviti per avvisi in tempo reale

La maggior parte delle banche e delle società di carte di credito dispongono di servizi di notifica in tempo reale che consentono loro di contattarti in caso di tentativo di acquisto “insolito”. Vai al tuo conto bancario o alla tua banca di credito e imposta un limite di acquisto sulla tua carta di debito / credito . Quando viene effettuato un tentativo di acquisto rispetto all’importo in dollari impostato, puoi scegliere di ricevere una notifica via SMS, una email e/o una telefonata per convalidare l’acquisto. L’imbarazzo momentaneo di avere un acquisto rifiutato è rapidamente perdonato quando il titolare della carta si rende conto che i loro soldi duramente guadagnati sono sorvegliati dal loro istituto finanziario.

Mantieni private le tue informazioni private

Sfortunatamente, i tuoi dati personali sono costantemente minacciati quando sei fuori casa (cellulare, portafogli, laptop) o anche a casa (PC, telefono di casa). Presta ulteriore precauzioni nel fornire informazioni ai chiamanti non richiesti. Più comunichi, più imparano. Molti truffatori fanno chiamate a consumatori inconsapevoli e sono in grado di ingannare facilmente l’ascoltatore nel pensare di essere un venditore autorizzato. Una regola semplice: non fornire le password o le informazioni personali ai chiamanti non richiesti. Durante la ricerca di nuovi siti Web, per garantire la sua sicurezza, assicurati che vi sia un simbolo di lucchetto chiuso accanto alla barra del sito. Gli indirizzi Web che iniziano con “https” sono generalmente sicuri e se si fa clic sul simbolo del lucchetto in alto a sinistra, verrà visualizzato lo stesso indirizzo “https”.

Cambiare regolarmente le password e renderle forti

Creare password sicure è importante. Entrare con password ovvie come la tua data di nascita o le iniziali non sono sufficienti. Gli studi hanno dimostrato che oltre il 50% degli utenti di Internet utilizza password deboli. Se crei password utilizzando il tuo indirizzo, la data di nascita o il numero di previdenza sociale e queste informazioni vengono acquisite tramite cyber-truffa, tutti i tuoi dati personali diventano vulnerabili. Sii creativo e rendi forti le tue password utilizzando combinazioni casuali di lettere, numeri e simboli che non hanno alcuna connessione con te o la tua famiglia.

Quando vuoi giocare in un casinò online, gioca solo nei casinò online certificati

La licenza è la prima cosa che dovresti controllare quando scegli un casinò online. Fortunatamente è anche una delle informazioni più facili da ottenere!

Quando parliamo della licenza di un fornitore di giochi d’azzardo, intendiamo quale paese o territorio fornisce loro una licenza per operare come fornitore di giochi d’azzardo online. Dal momento che tutte le giurisdizioni differiscono nei requisiti per i fornitori di giochi d’azzardo online, non sono uguali. In poche parole, alcuni sono più severi e migliori di altri, insomma esistono casinò online sicuri e altri molto meno.

In ogni caso, scommettere online in sicurezza è facile: basta collegarsi al sito AAMS (Agenzia delle dogane e dei Monopoli) e vedere subito quali sono i casinò online certificati!

Che il divertimento abbia inizio!

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